Idesia Dasmarinas – Talia Complete Model

Affordable Pagibig House for Sale Dasmarinas Cavite

Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite

IDESIA DASMARINAS – LIFE BALANCED BY NATURE

Life is all about balance. Here in Idesia Dasmarinas sometimes you feel like staying in but there are times when you need to go out. As a human this is our nature. And now you can enjoy both the indoors and outdoors in one playground. Modern homes in Idesia Dasmarinas is for Filipino family designed for healthy and active lifestyles. To be one with nature. IDESIA DASMARINAS. Live a life balanced by nature.

Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite

Property Specifications: Talia Complete – Idesia Dasmarinas

House Model: TALIA COMPLETE HOUSE MODEL
Village Name: Idesia Dasmarinas
Location: Dasmarinas Cavite
Floor Area: 52.25 square meters (562 sq. ft.)
Typical Lot Area: 80 square meters (861 sq. ft.)
House Type: Single Attached
Bedrooms: Two (2) Bedrooms
Toilets & Bath One (1) Toilet & Bath
Car Garage: One (1) Carport
Balcony Inclusion: Yes
Developer: P.A. Properties
Payment Options: Pag-IBIG, Bank & Inhouse Financing
Construction Status: NON READY FOR OCCUPANCY
Turn-over Schedule: 8-10 months after Complete Downpayment & Loan Take-out

Modes of Payment

SPOT CASH

  • 100% 100% Spot Cash payable in 7 days with 5% Discount
  • 100% Spot Downpayment payable in 7 days with 3% Discount

BANK FINANCING

  • 10% Downpayment payable within 12 months;
  • 90% Balance thru Bank Financing Financing

PAG-IBIG FINANCING

  • 20% Downpayment payable within 12 months;
  • 80% Balance thru Pag-IBIG Financing

Sample Quotation: Talia Complete – Idesia Dasmarinas

Note: The price indicated below was last updated on April 22, 2019. Price may vary on the available lot size and lot type. Please contat our sales at (+63) 917-512-5475 updated sample quotation and available unit.

SAMPLE COMPUTATION – BANK FINANCING
House Model TALIA COMPLETE
Floor Area 52.25 sq. m.
Lot Area 80 sq. m.
Total Contract Price 3,570,560.00
Required Downpayment (10.00%) 357,056.00
Less: Reservation Fee 20,000.00
Add: Advance MRI insurance 1,712.21
Monthly Downpayment Payable in 12.00 mos. 29,800.21
Loanable Amount thru Bank Financing (90%) 3,213,504.00
Monthly Amortization thru Bank Financing @ 8% interest
5 years to pay 65,158.27
10 years to pay 38,988.67
15 years to pay (max. term for OFW) 30,709.92
20 years to pay (max. term for Locally Employed) 26,879.04
Gross Combined Monthly Income Requirement
For 5 years to pay loan 217,200.00
For 10 years to pay loan 130,000.00
For 15 years to pay loan 102,400.00
For 20 years to pay loan 89,600.00
Bank Charges (separately charged) 96,500.00

SAMPLE COMPUTATION – PAG-IBIG FINANCING
House Model TALIA COMPLETE
Floor Area 52.25 sq. m.
Lot Area 80 sq. m.
Total Contract Price 3,570,560.00
Required Downpayment (20%) 714,112.00
Less: Reservation Fee 20,000.00
Add: Advance MRI insurance 1,712.21
Monthly Downpayment Payable in 12.00 mos. 59,554.88
Loanable Amount thru Pagibig Financing (90%) 2,856,448.00
Monthly Amortization thru Pagibig Financing @ 6.5% interest
5 years to pay 62,875.90
10 years to pay 36,488.69
20 years to pay 23,959
30 years to pay 20,312
Gross Combined Monthly Income Requirement
For 5 years to pay loan 157,200
For 10 years to pay loan 121,700
For 20 years to pay loan 79,900
For 30 years to pay loan 67,800

Terms and Condition of Sale

  • TOTAL CONTRACT PRICE (TCP) is already inclusive of Transfer Title Cost, transfer taxes and other legal miscellaneous fee.
  • RESERVATION FEE is strictly non-refundable, non-transferrable.
  • Bank Financing indicative interest rate is at 8%. Final interest rate will be based on prevailing bank rates upon loan take-out, subject to loan interest fixing term.
  • For Bank Financing, bank charges are not included in Total Contract Price. Bank charge is billed separately and is for the buyer’s account. Actual amount will come from the bank and is due upon loan approval.
  • For In-house Financing, fixed interest rate is at 19% per annum for maximum 10 years loan term.
  • All cheque payments must be made in favor of the developer.
  • Monthly downpayment is covered by post dated checks.
  • Total Contract Price is based on the current pricelist and is subject to change without prior notice. Please ask for updated quotation from our sales officer.
  • PAG-IBIG FINANCING is developer-assisted; Developer will be the one to process the loan to Pag-IBIG. Buyer must complete all requirements within the submission deadline.
  • Monthly Amortization computation does not include Fire & MRI insurance yet. Insurance will be added on the monthly amortization upon Pag-IBIG loan approval.

Floor Plan: Talia Complete – Idesia Dasmarinas

Floor Plan of Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite

GROUND FLOOR
One (1) Car Garage
Living Room
Dining Room
Kitchen
Toilet & Bath
Service/Utility Area

SECOND FLOOR
Master’s Bedroom
Bedroom 2

House Materials & Finishes: Talia Complete – Idesia Dasmarinas

Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite

TALIA COMPLETE MODEL in Idesia Dasmarinas is a Completely Finished house model. The above photo of the dressed up house is the same exterior turnover finishes and materials for Talia Complete in Idesia Dasmarinas. Landscape is not included on the turnover.

Materials & Finishes: Complete Finish

STRUCTURE

  • Reinforced Concrete
  • Steel Roof Framing
  • Concrete Slab Flooring

WALL FINISHES

  • Exterior – Painted Cement Finish w/ Mouldings
  • Interior – Plain Cement Finish
  • Partitions – Painted Fiber Cement Board on Light Metal Frame

CEILING

  • Exterior – Painted Fiber Cement Board on Light Metal Frame
  • Interior – Painted Fiber Cement Board on Light Metal Frame

KITCHEN

  • Modular kitchen with Stainless kitchen sink and Gooseneck Faucet

TOILET & BATH

  • Ceramic Tiles Finish for Floor
  • Ceramic Tiles Finish for Wall
  • 1 pc Ceramic Water Closet (dual type) , pedestal type lavatory, paper & soap holder, shower head, valve, faucet

WINDOWS

  • Aluminum  Casement Window

DOORS

  • Main – Steel Door Painted Finish (Double Lock)
  • Service – Steel Door Painted Finish
  • Bedrooms – Flush Type Door Painted Finish
  • T&B – PVC Type Door

FLOOR FINISHES

  • Living, Dining & Kitchen – Ceramic Tile Finish
  • Second Floor – Ceramic Tile Finish
  • Toilet & Bath – Ceramic Tile Finish
  • Stairs – Ceramic Tile Finish
  • Balcony – Ceramic Tile Finish

ROOFING

  • Pre Painted Rib Type Metal Roof

OTHERS

  • Individual Septic Tank
  • Complete Electrical Layout and rough-ins
  • Complete Plumbing Layout and rough-ins

Photo Gallery: Talia Complete – Idesia Dasmarinas

(Click image to enlarge)

  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite

Location & Accessibility: Idesia Dasmarinas – Talia Complete

About Idesia Dasmarinas, Cavite

Idesia Dasmarinas is also well situated in Dasmariñas, Cavite, named as one of the country’s “New Wave Cities” for its overall economic growth potentials. The Idesia Dasmarinas project’s location is defined as mixed-used zone, with industrial parks, educational and medical institutions, and commercial/office/retail establishments like neighborhood centers, supermarkets, shophouses, and malls.

Infrastructure like the upcoming Light Rail Transit 6 (LRT6), LRT1 Cavite extension, Cavite-Laguna Expressway (Calax), Cavitex-C5 south link, Southwest Integrated Transport System (ITS) Project, and the completed Ninoy Aquino International Airport (NAIA) Expressway would make road travel easier for those traveling to and from Cavite – and Idesia Dasmarinas is well-situated to grow as a total community development amid these developments in the Cavite province and south of Metro Manila.

Idesia Dasmarinas photos of Vicinity Map

Proximity to Everything

Nearby Malls

  • Robinsons Place Dasmarinas (700m)
  • SM City Dasmarinas (1.1km)
  • Waltermart (3.9 km)
  • The District Imus (8.9 km)

Nearby Hospitals

  • Asian Medic Family Hospital (1.4km)
  • De La Salle Health Sciences Institute (4.3 km)

Nearby Schools

  • Immaculate Concepcion Academy (1km)
  • AMA Computer College (1.6 km)
  • Emilio Aguinaldo College (4 km)
  • Lyceum of the Philippines University (4.2 km)
  • De La Salle University (7.1km)
  • St. Paul College (4 km)
  • Far Easter Univesity (9.5 km)

About The Community: Idesia Dasmarinas

Idesia Dasmarinas photos of Gate Entrance

The country’s P.A. Properties and Japan’s Hankyu Realty are now working together to help realize the dreams of the Filipino people to “live in a place they truly want to live in.”

Through a joint venture agreement, they will undertake the development of an 11-hectare, Phase 1 to 37-hectare township project in Dasmariñas, Cavite named Idesia Dasmarinas.

Idesia Dasmarinas is a masterplanned community development that brings together modern Asia aesthetics and environmentally-friendly features. Idesia Dasmarinas Houses are characterized by its clean and contemporary look-truly designed for starting couples, growing families and young urban professionals who simply want to come home after a hectic day at work or spend a staycation during weekends and holidays in the community’s active recreation, and relaxation zones.

Amenities in Idesia Dasmarinas includes gym, swimming pools, lounge areas, jogging paths, basketball court, bike lanes, children’s playground, pocket gardens and WiFi hubs.

Village Facilities & Amenities

Idesia Dasmarinas photos of Amenities

Idesia Dasmarinas surrounds you with amenities that allow you to live a life well-balanced. Idesia Dasmarinas balances work, affords play and relaxation. Housing three zones that ensure premium living. Idesia Dasmarinas also exudes vigor and dynamism of urban living. Discover vigor in Idesia Dasmarinas‘ nature playground.

ACTIVE ZONE

At the Active Zone, running, walking, biking, playing and more outdoor activities are readily enjoyable with the beauty of well-manicured open spaces.

  • Basketball Court
  • Covered Badminton
  • Children’s Playground, Jogging Path (346.71m) within the amenities area

RECREATION ZONE

  • Provision for Outdoor Cinema
  • Clubhouse
  • Swimming Pools
  • Indoor Gym
  • Outdoor Gym
  • Group Activities Area

RELAXATION ZONE

  • Idesia Garden 
  • Picnic Area
  • Leisure Games Area
  • Pond
  • Reading Garden

Prioritizing Your Safety and Security

We value your family’s protection and we have carefully planned the following measures for your safety within the community:

  • Minimum of 2 security guards per gate
  • Round the clock roaming security
  • Security Outpost along perimeter line
  • Well trained security personnel
  • Village Amenities - Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Village Amenities - [Basketball Court]
  • Village Amenities - Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite
  • Village Amenities - Talia Complete - Idesia Dasmarinas | Affordable Pagibig House for Sale Dasmarinas Cavite

How to Qualify for Bank Financing in Idesia Dasmarinas

BANK FINANCING is a financing scheme where part of the Total Contract Price of the property you are buying will be loaned to the developer’s accredited bank. The property itself will be the collateral for the housing loan.

In order for you to qualify for Bank Financing, you must first meet the following criterias:

BANK QUALIFICATIONS:

  1. Buyer must be at least 21 years old upon loan application and must NOT be more than 65 years old upon loan maturity (for locally employed); not more than 60 years old upon loan maturity for OFW/immigrants.
  2. Buyer/spouse must NOT have any history of cancelled credit card or unpaid loan from any financial institution.
  3. Buyer/spouse must NOT have any pending legal case.
  4. Buyer must meet the gross monthly income requirement.
  5. Buyer is able provide Proof of Income Requirements (i.e. COEC, ITR, latest payslips and job contract for OFW).

Note: If Buyer/spouse fail to meet any of the above qualifications, buyer may still avail this home thru IN-HOUSE FINANCING. Contact us to learn more.

ACCREDITED BANKS

P.A. Properties is duly accredited with the top local banks in the Philippines in providing homebuyers the best rates in bank housing loan. Bank loan processing is developer-assisted so buyer just need to submit the requirements and P.A. Properties will process the home loan.

  • Banco de Oro (BDO)
  • Asia United Bank (AUB)

LIST OF REQUIREMENTS FOR BANK FINANCING

For both Buyer and Spouse:

  • 3 pcs. 2×2 ID picture
  • Two (2) Government-issued Valid ID
  • Marriage Contract (if married) / Birth Certificate (if single)
  • Tax Identification Number (TIN)
  • Latest Proof of Billing / Barangay Certificate (if renting)
  • Latest Cedula
  • Original Certificate of Employment and Compensation
  • Latest Income Tax Return (ITR)
  • Latest 3 months Payslips
  • Photocopy of Job Contract (for OFW only)
  • Photocopy of Passport (for OFW only)
  • Proof of Remittances (for OFW only)
  • Post Dated Checks (PDC) corresponding the monthly downpayment

For SELF-EMPLOYED (BUSINESS OWNER), he/she must submit the following:

  • 3 pcs. 2×2 ID picture
  • Two (2) Government-issued Valid ID
  • Marriage Contract (if married) / Birth Certificate (if single)
  • Tax Identification Number (TIN)
  • Latest Proof of Billing / Barangay Certificate (if renting)
  • Latest Cedula
  • Photocopy of Business Registration (DTI/SEC)
  • Mayor’s Permit
  • Income Tax Return for the last 3 years
  • Original Audited Financial Statements for the last 3 years
  • Franchise /OR/CR (for taxi, jeepney, bus operators)
  • PTR (for practicing Professionals)
  • Company Profile (if applicable)
  • Picture of Business Establishments
  • Bank Statement (latest 6 months)
  • Post Dated Checks (PDC) corresponding the monthly downpayment

For OFW/ Immigrants, ATTORNEY-IN-FACT must also submit the following:

  • 3 pcs. 1×1 ID picture
  • Two (2) Government-issued Valid ID
  • Latest Cedula

Location